You cannot withdraw your PF funds, fully or partially, until the time you are employed. You can withdraw up to 75% of your funds if you are unemployed for at least one month and the remaining balance if you are unemployed for two months or more. For availing service under PF, ESIC, MLWF, PT contact to: Emkay Consultantancy. Expert consultant in PF, ESIC, PT and MLWF in Mumbai. Expert consultant in PF, ESIC, PT and MLWF in Thane.